NJ Flexi Cap Fund - Smart Dynamic Equity Scheme

NJ's Investment Philosophy: Rule-based, Quality-focused Value Investing

Rule-based Investing

Decisions based on predetermined rules
Proprietary SMART BETA Platform
Use of advanced data analysis techniques
Incorporates global knowledge with local expertise

Quality-focused Value Investing

Quality first approach
Improves long term stability
Eliminates low quality stocks in all portfolios
Final selection based on advanced value parameters

What is NJ's SMART BETA Research Platform?

NJ Asset Management's proprietary data & research platform

More than 20 years of data of more than 1,100 companies
Aggregated high-quality data from multiple providers
Helps research analysts in seamlessly back-testing various portfolios
Helps in comparing a portfolio against the benchmark index
Includes front-end research platform that assists researchers with:

a) Dynamic portfolio creation and back-testing
b) Analysis tools and reports (Performance, Portfolio, Attribution Analysis)
c) Portfolio audit reports
d) Advanced data analytics and testing capabilities

A Rule-Based Approach To Quality & Value

Remove

Remove companies that

• Make losses    • Borrow heavily
   • Have highly volatile stock prices
   • Have promoters with pledged holdings

Measure

Measure quality using

• Profitability    • Consistent profitability
   • Leverage & Solvency    • Operational Liquidity
   • Consistent payout

Select

Select stocks

• Shortlist using Quality
• Final selection using proprietary Value parameter

Why NJ Flexi Cap Fund?

Rule-based

Predefined rules eliminate human bias
Pretested and always "true to label"

Quality-focused

Eliminates low quality stocks from all portfolios
Improves portfolio outcomes

Technology driven

Genuine diversification

Clearly differentiated stock selection approach
Results in clearly differentiated portfolios
Offers style level diversification which was earlier unavailable

NJ Flexi Cap Fund

Date	Equity	Futures - Long	Arbitrage	Debt	Total
15-Apr-24	98.87%	0.00%	0.00%	1.13%	100%
30-Apr-24	98.85%	0.00%	0.00%	1.15%	100%
15-May-24	98.81%	0.00%	0.00%	1.19%	100%
31-May-24	98.93%	0.00%	0.00%	1.07%	100%
15-Jun-24	98.91%	0.00%	0.00%	1.09%	100%
30-Jun-24	98.59%	0.00%	0.00%	1.41%	100%
15-Jul-24	98.78%	0.00%	0.00%	1.22%	100%
31-Jul-24	98.84%	0.00%	0.00%	1.16%	100%
15-Aug-24	98.43%	0.00%	0.00%	1.57%	100%
31-Aug-24	98.59%	0.00%	0.00%	1.41%	100%
15-Sep-24	98.79%	0.00%	0.00%	1.21%	100%
30-Sep-24	98.39%	0.00%	0.00%	1.61%	100%
15-Oct-24	98.87%	0.00%	0.00%	1.13%	100%
31-Oct-24	99.44%	0.00%	0.00%	0.56%	100%

Date	Equity	Futures - Long	Arbitrage	Debt	Total
15-Sep-23	98.81%	0.00%	0.00%	1.19%	100%
30-Sep-23	97.86%	0.00%	0.00%	2.14%	100%
15-Oct-23	98.21%	0.00%	0.00%	1.79%	100%
30-Oct-23	98.65%	0.00%	0.00%	1.35%	100%
15-Nov-23	98.16%	0.00%	0.00%	1.84%	100%
30-Nov-23	98.63%	0.00%	0.00%	1.37%	100%
15-Dec-23	98.88%	0.00%	0.00%	1.12%	100%
31-Dec-23	98.45%	0.00%	0.00%	1.55%	100%
15-Jan-24	98.84%	0.00%	0.00%	1.16%	100%
31-Jan-24	98.87%	0.00%	0.00%	1.13%	100%
15-Feb-24	98.37%	0.00%	0.00%	1.63%	100%
29-Feb-24	98.73%	0.00%	0.00%	1.27%	100%
15-Mar-24	98.96%	0.00%	0.00%	1.04%	100%
31-Mar-24	98.48%	0.00%	0.00%	1.52%	100%

Fund Facts

Objective	The investment objective of the Scheme is to generate long term capital appreciation by investing in equity and equity related instruments across market capitalizations. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Asset Allocation	Equity and equity related instrument - 65% to 100% Debt and money market - 0% to 35%
Benchmark	Nifty 500 TRI
Plans / Options	The Scheme offers following Plans: 1. Regular Plan 2. Direct Plan Each Plan offers following two Options: (i) Growth Option and (ii) Payout of Income Distribution cum Capital withdrawal Option* (IDCW)
Minimum Application Amount	Lumpsum Investment: Rs. 500/- and in multiples of Rs. 1/- thereafter Additional Application: Rs. 500/- and in multiples of Rs. 1/- thereafter SIP Application: Rs.100/- and in multiples of Rs.1/- thereafter
Face Value	Face Value Rs. 10/- (Rupees Ten only)
Load	Entry Load : Not Applicable: Exit Load: 1. Nil Exit load – for 5% of the units upto completion of 30 days The "First In First Out (FIFO)" logic will be applied while selecting the units for redemption Waiver of Exit load is calculated for each inflow transaction separately on FIFO basis and not on the total units through multiple inflows The load free units from purchases made subsequent to the initial purchase will be available only after redeeming all units from the initial purchase 2. All units redeemed /switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1.00% - if Units are redeemed/switched-out on or before 30 days from the date of allotment Nil - if redeemed after 30 days from the date of allotment
Fund Manager	Mr. Viral Shah Mr. Dhaval Patel

Contact Us

Office address :
Unit No. 101A, 1st Floor, Hallmark Business Plaza, Bandra (East), Mumbai - 400051, Maharashtra.

Mail us at :
customercare@njmutualfund.com

Investors can lodge complaints as per the Online Dispute Resolution Methodology on the Online Dispute Resolution portal

Contact Number :
1860 500 2888 / 040-49763510
(Monday to Saturday from 9 am to 7 pm)

For SID, SAI, KIM and detailed Risk factors of the Scheme, please log onto www.njmutualfund.com

The riskometer is based on the portfolio of November 30, 2024 and is subject to periodic review and change, log onto www.njmutualfund.com for updates.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

NJ Flexicap Fund